Vision

Basic or Buy-up Coverage

Vision coverage is available through Vision Service Plan (VSP) with two options: Basic Vision Plan and Buy-up Vision Plan.

To receive maximum benefits, you must visit a provider from the nationwide Vision Service Plan (VSP) network. You do have the option to visit a non-VSP provider at a reduced benefit.

The coverage between the two vision plans is very similar, although the Buy-up Plan provides a higher allowance when you purchase glasses and elective contacts. You will always pay less when you use VSP network providers.

Vision Plan Comparison

Features	Basic Vision Plan	Buy-up Vision Plan
Exam Frequency	Every 12 months	Every 12 months
Lens Frequency	Every 12 months	Every 12 months
Frame Frequency	Every 24 months	Every 12 months
Exam Copay	$10	$10
Materials Copay	$10	$10
Retail Frame Allowance	$130	$200
Feature Frame BrandAllowance	$150	$220
Elective Contact Lens Allowance	$130	$200
Necessary Contact Lens Allowance	Covered in full after Materials Copay	Covered in full after Materials Copay
Anti-Reflective Coating	$37	Covered in full
Standard Progressives	Covered in full	Covered in full

How it Works

Using VSP Providers

When you visit a VSP network provider:

Provide your Social Security number
No claim forms to file
Immediate coverage verification
Pay only low copayments

Using Non-VSP Providers

When using non-VSP providers:

Submit itemized bills to VSP
Reimbursement based on scheduled amounts
You pay difference between charges and scheduled amounts