Most of us depend on our income to meet financial obligations and care for our families. That’s why Smart Options offers disability coverage as “insurance for your income” if you become disabled and can no longer work.
Provides continuing income for temporary inability to work due to non-work-related injury or illness (including pregnancy).
After a waiting period of seven calendar days (which can be covered by available sick days, accrued vacation days, or unpaid leave), STD provides:
Provides income replacement for serious, long-term disabilities lasting more than 6 months.